TRX250R.ORG
General => Lounge => Topic started by: mrtwidster1 on December 11, 2015, 09:33:28 AM
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Just a heads up. I want it to be known that when I (mrtwidster1) make a purchase using paypal that I will not GIFT the payment for Goods or Services. If a seller does not specify that the goods and services are to be payed as "Gifted" prior to the transaction then I assume that it is a normal Paypal transaction for the Goods or services. If the seller requests that the payment be gifted for goods or services then I will either decline goods or services or I will pay the 3% percent paypal fee but again I choose not to do the GIFTED option for goods and services.
Just trying to clarify how I choose to do business in regards to paypal transactions.
Thanks.
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Ok then. Well I want to give the finger :flipping-the-bird: to anyone and everyone who states "will ship to 48 only"
A box packaged to your neighbor is taped up no differently then a box coming to me. And if I'm paying for the shipping what difference does it make where its going.
PS. Good morning
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Lol
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Ok then. Well I want to give the finger :flipping-the-bird: to anyone and everyone who states "will ship to 48 only"
A box packaged to your neighbor is taped up no differently then a box coming to me. And if I'm paying for the shipping what difference does it make where its going.
PS. Good morning
:rofl: and I thought I was having a bad week. I only do the gift deal if I know the seller and the money is substantial.
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Everybody is having bad times it seems
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:friday::very_drunk:
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I understand why sellers request gift payments. Taxes. It is a harsh reality. However I only send as goods also. No gifting here either. I am protected, sellers have my address readily available, and I am paying for the PayPal services we are using during the transaction. I see both sides.
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I do not think that it is about taxes or it is not with my business, it is about the cost of using Plastic. It ends up costing me almost 3% to 4% when someone uses PayPal when paying for one of my products or services. Any merchant that takes PayPal or any credit cards gets hit where it hurts when someone throws plastic at them when it comes pay day.
Let us put the shoe on the other foot for a minute. You work hard and do quality work (selling your services to a company) and pay day arrives. The boss ask if his company can pay you using the company PayPal account and deposit your wages into your PayPal account because it was more convenient for him to do it that way and he wants to accumulate bonus points on his charge card. You say OK. The company owes you $1000.00 for your wages and when you go to your paypal account you see that you only received $965.00 for $1000.00 worth of work. You say Wow PayPal charged me $35.00 for doing the transaction and then gave my boss/company I work for $10.00 to $15.00 of my wages in cash back rewards.
Do you want to take a 3 to 4 % cut in pay by continuing doing this the next time pay day comes and continue to pay PayPal for doing the transaction as well as paying for your Boss's cash back rewards?
This is how merchants feel every time someone wants to pay using plastic. What ever happened to checks and cash?
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I don't do gifts unless I've bought from them before, I pay the extra 3% to make sure I can make a claim if they end up screwing me.
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i usually add in enough to cover fees when accepting paypal,, i also only send as a gift when i know the seller.. i think the fees are worth the recourse if you need their services,,, and i have used them in the past,,, stupid low feedback impulse buyers on ebay ....
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i usually add in enough to cover fees when accepting paypal,, i also only send as a gift when i know the seller.. i think the fees are worth the recourse if you need their services,,, and i have used them in the past,,, stupid low feedback impulse buyers on ebay ....
The problem is with the greed of the credit card companies. If there is a complaint, 90% of the time the credit card company says the buyer is right and the merchant (seller) is wrong because they want the buyer to keep using their credit card.
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agreed!!!! but so far o am 100% on getting my money or a return,,, only used it 3 times ... for me worth it,,,, I also have a paypal debit card, there are certain costs . I guess that is the cost of using and accepting cards,, hell most people have no money just credit........ LOL
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....................... hell most people have no money just credit........ LOL
If they " have no money just credit" they should not be spending it on toys for themselves. If they have to use the credit card because they have no money I hope it is for one of life's necessities for their family not big boy toys.
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If they " have no money just credit" they should not be spending it on toys for themselves. If they have to use the credit card because they have no money I hope it is for one of life's necessities for their family not big boy toys.
Agree 100%, family comes first. Family matters most.
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lol that's whats wrong in this day and age!!!!! so many people are like that......
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any time anyone goes to any store and uses a debit or credit card the store gets charged a percentage for the use of plastic. it is the exact same thing with paypal. how many people pay extra when buying groceries so the store doesnt have to loose a few bucks to the card company? the answer is no one! when i sell things and am paid with paypal i never ask for a gift payment or ask for paypal fees. if i get paid as a gift then cool! if not i dont complain. thats how the world works. in turn i simply do not buy from someone that is asking for a gift payment or for the fees to be paid. twice i have been saved by paying for the fees as a buyer so now i just walk away and dont bother if im asked to pay fees. why should i ask for those fees back then turn right around and buy something online or in a store in person and have them pay for the fees when i use paypal or plastic? if you want to sell something for $20 then list it for $25 to cover your fees. easy as that.
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I'm the first one to complain about greedy corporations, in this case credit card companies. But the developers of PayPal deserve to get paid for their idea.
However it might not be the best solution for small business owners. I know my dad and I don't deal with any of that crap when we make custom cabinets.
I've had sellers who I've never done business come back and whine after I paid them with the "goods and services" option, when they stated a price as shipped and said nothing about PayPal fees. I don't trust anybody
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..............I've had sellers who I've never done business come back and whine after I paid them with the "goods and services" option, when they stated a price as shipped and said nothing about PayPal fees. I don't trust anybody
Do you know why they whine when you use PayPal to pay your invoices?
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Whether a seller puts a price on a part and asks you to include the paypal fees or he charges more in his upfront price should be irrelevant. You are still paying the fee either way. And he's given you the option whether you want to pay the fee or send as gift. If he includes it in the price upfront, you don't have the option. While I agree that I only gift to people that I know, I have always paid the extra fee upfront if it's someone I don't know and he wants me to gift it. As long as they illustrate to the buyer upfront what they expect, then the buyer has the option to agree to it or not.
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Do you know why they whine when you use PayPal to pay your invoices?
I agree that there's some grey area as to who should shoulder the extra cost. The buyer uses PayPal for their own security, but somehow the seller has to pay the fees?
What protection can be offered to the buyer if PayPal isn't used? The seller holds the goods and receives the $$ before shipment. There has to be a mechanism in place that protects the buyer, a bad transaction takes place almost every day in this community.
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I don't mind the fee for the most part. PayPal allows me to feed my instant gratification. I assume there is always gonna be a fee, it's not amazon prime (which I pay for as well). It's the safety and convenience of the transaction that allows me to give my debit number to a total stranger. If I had to mail a check for every purchase I would never buy anything lol. And I can say from personal exp that Jerry doesn't take a card 😂
Sent from my Galaxy S5
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I don't mind the fee for the most part. PayPal allows me to feed my instant gratification. I assume there is always gonna be a fee, it's not amazon prime (which I pay for as well). It's the safety and convenience of the transaction that allows me to give my debit number to a total stranger. If I had to mail a check for every purchase I would never buy anything lol. And I can say from personal exp that Jerry doesn't take a card
Sent from my Galaxy S5
When a customer writes a check, sends a money order or pays cash, it is a signal that he is not having to borrow money (put it on his charge card) to feed his habit. If he has to look at his bank account or dig up the can in the back yard to count his mad money, it gives him some time to think about whether he can really afford what he is about to do. Taking a little time to contemplate a purchase stops most impulsive buying which also eliminates most buyer's remorse and returns.
I have too many customers that do not put their families first so I try to do everything I can to make it difficult for those that do not have the self discipline to do what is righ. I do not want to be responsible for enabling them to neglect their families.
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When a customer writes a check, sends a money order or pays cash, it is a signal that he is not having to borrow money (put it on his charge card) to feed his habit. If he has to look at his bank account or dig up the can in the back yard to count his mad money, it gives him some time to think about whether he can really afford what he is about to do. Taking a little time to contemplate a purchase stops most impulsive buying which also eliminates most buyer's remorse and returns.
I have too many customers that do not put their families first so I try to do everything I can to make it difficult for those that do not have the self discipline to do what is righ. I do not want to be responsible for enabling them to neglect their families.
I can respect this
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When a customer writes a check, sends a money order or pays cash, it is a signal that he is not having to borrow money (put it on his charge card) to feed his habit. If he has to look at his bank account or dig up the can in the back yard to count his mad money, it gives him some time to think about whether he can really afford what he is about to do. Taking a little time to contemplate a purchase stops most impulsive buying which also eliminates most buyer's remorse and returns.
I have too many customers that do not put their families first so I try to do everything I can to make it difficult for those that do not have the self discipline to do what is righ. I do not want to be responsible for enabling them to neglect their families.
My PayPal and my debit card are linked to my bank account that is filled from my hard work 40+ hours a week. Just because people have direct deposit and like to buy stuff online doesn't mean they don't pay their mortgage or spend money on their kids. I think u paint a broad brush on anyone who chooses plastic as their main source of payment. What's the difference between that and a check or money order. they both get drawn directly from the same account. I do get what you are saying about handling your business first. You don't even want to know what my cheerleeding/swim team/gymnastics bill looks like lol
Sent from my Galaxy S5
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My PayPal and my debit card are linked to my bank account that is filled from my hard work 40+ hours a week. Just because people have direct deposit and like to buy stuff online doesn't mean they don't pay their mortgage or spend money on their kids. I think u paint a broad brush on anyone who chooses plastic as their main source of payment. What's the difference between that and a check or money order. they both get drawn directly from the same account. I do get what you are saying about handling your business first. You don't even want to know what my cheerleeding/swim team/gymnastics bill looks like lol
Sent from my Galaxy S5
I know that you can afford to play. I am not insinuating that everyone that uses plastic is borrowing money that is not currently in their account, but applies to some. Even when someone has cash in their pocket or money in their checking account does not mean they can afford to spend the money with me.
As a customer is picking up his stuff and paying his bill in cash I hear his wife mumbling to him that we needed to have the washing machine repaired or we needed a new refrigerator more than you needed to have the lower end rebuilt and your cylinder ported.
A customer picks up his stuff and writes a check and leaves. A few minutes later he comes back into the shop and ask if I have any jumper cables, and can i give him a jump. I hear one of his kids asking him why he has to keep asking people to help him start our car.
A customer pay his bill and ask if I can help him load his bike. We go outside to load his bike and I see his vehicle leaking coolant and I call his attention to the leak. He says he knows it is leaking and has been leaking for some time but does not want to spend the money on it yet.
I could write a book filled with similar stories. I have seen the above happen more times than I can count.
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I know that you can afford to play. I am not insinuating that everyone that uses plastic is borrowing money that is not currently in their account, but applies to some. Even when someone has cash in their pocket or money in their checking account does not mean they can afford to spend the money with me.
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Ain't that the truth. A handconed HPR pipe and 310 kit is a want that is in that category. But I realize quad riding is a want not a need. I probably go fast enough anyways. I just thought the comment was aimed at me for some crazy reason. Since it was not I apologize for getting my panties in a bunch!
Sent from my Galaxy S5