Author Topic: Insurance - Any Agents Here? Agreed Value Policy for ATV's (Read 16913 times)

pinned250r · « **Reply #60 on:** March 14, 2014, 09:53:34 AM »

[MENTION=219]Hawaiiysr[/MENTION], no offense taken at all, 1 because i no longer work there, and 2 because i have dealt with many agents like that lol. The Life Insurance push is something SF tries to make us all do(i'd always try once, but then just let it go).

As for the atv, that is the exact convo i had with many different underwriters, i couldnt figure out why we could cover some items with motors under the HO policy but not atv, i mean a mower can cause just as much damage as an atv. I tried pulling eveery string possible to get ,my R's insured, auot policy, historical policy, personal articles, etc. Nothing. just was not an option.

As for everything else, just sounds like you had a pretty poor agent who was very selfish. And it's super unfortunate that they are out there giving us all a bad rep, and people like Glamy cant see through it.

Hawaiiysr · « **Reply #61 on:** March 14, 2014, 12:52:52 PM »

I think it was just my agent trying to make more $. Can't hate on that but geez, what about customer service?

When I was in middle school my family moved to another town. So naturally my dad wanted to do his business with a SF office in the same town. No SF office in our new town would even take his payments. I understand loyalty and not wanting to step on other peoples toes within your circle but come on. Again where's the customer service? Only after my dads agent dies he could switch offices. Kicker is this time different agents in our new town were call him to become their customer. Dog eat dog.

My original progressive agent was way cool. It was always pleasant working with her. I feel bad for jumping ship.

I hate paying for insurance as many of us do. But when you need it, thank goodness you got it. Just got to make sure you read the fine print. Like hurricane insurance. Your covered! But it don't start till 90 days and is not in effect during 3 months of the year when hurricanes are most likely to hit. I know some people on Kauai that got screwed like that.

Hawaiiysr · « **Reply #62 on:** March 14, 2014, 12:53:26 PM »

I think it was just my agent trying to make more $. Can't hate on that but geez, what about customer service?

When I was in middle school my family moved to another town. So naturally my dad wanted to do his business with a SF office in the same town. No SF office in our new town would even take his payments. I understand loyalty and not wanting to step on other peoples toes within your circle but come on. Again where's the customer service? Only after my dads agent dies he could switch offices. Kicker is this time different agents in our new town were call him to become their customer. Dog eat dog.

My original progressive agent was way cool. It was always pleasant working with her. I feel bad for jumping ship.

I hate paying for insurance as many of us do. But when you need it, thank goodness you got it. Just got to make sure you read the fine print. Like hurricane insurance. Your covered! But it don't start till 90 days and is not in effect during 3 months of the year when hurricanes are most likely to hit. I know some people on Kauai that got screwed like that.

havinnoj · « **Reply #63 on:** April 12, 2014, 08:37:31 AM »

---- Update ----

With the difficulty of finding an AV policy, I've switched my attention to some sort of security system for the trailer. A good alarm system with 2-3 door sensors (side door, ramp, & possibly the generator compartment) and a tilt sensor should set me back $400-$500. Adding GPS tracking would double that cost. All of this is 12v so it would run off the deep cycle battery.

Sounds like the Advanced Wireless Technology / Tommy Johnson setups are hard to beat and what a number of professional race teams use on their multi-million $ trailers:
http://www.tommyjohnsonjr.com/GPS.html

pinned250r · « **Reply #64 on:** April 12, 2014, 08:59:51 AM »

Oh neat! Now I just need an enclosed for my units

Pricecheck · « **Reply #65 on:** April 14, 2014, 11:32:20 PM »

I've got one that'll fit two front to back!

Sent from my iPhone using Tapatalk

Hawaiiysr · « **Reply #66 on:** April 15, 2014, 01:44:05 AM »

Cherry!

havinnoj · « **Reply #67 on:** April 15, 2014, 07:29:10 AM »

Quote from: Pricecheck;31533

I've got one that'll fit two front to back!

Nice. Is that 6-7' x 16'?

I've been looking into installing my own car-based alarm into the trailer.. here's a 2 part video on a guy that did one for $100 (Crime Stopper SP-101, 2 magnetic door sensors, 2 sirens):
Part 1 - Cheap Landscape Enclosed Trailer Alarm System
Part 2 - Cheap Landscape Enclosed Trailer Alarm System

I'm considering something similar but with 2 more sensors (one for the generator compartment and a tilt sensor). I'd also like a 2-way paging system. Now I just need to come up with the wiring diagram.