Paypal (buyer protection)

[croat1]

Paypal buyer protection....read the fine print guys.  you may not be covered.

scenario: you find something that you want and you don't have the $$ to pay in full.  you make arrangements with the seller to make payments.  the seller sends you a Paypal invoice (contract with payment due in full by a certain date).  once payments are made in full is when it gets interesting:  seller does not ship said high dollar item.  what to do know???  the logically step is a Paypal claim right?  Try it and see what happens.  Paypal will not cover items purchased under a "payment plan".

F'd up right?  the only recourse is to file a police report in the sellers city and hope they help.  the other option is to file with the Federal Government.  Mail fraud is a felony.

So, careful on what and who you buy from.  this R addiction sometimes makes you do stupid things (purchases).

in the future: make sure your high end purchases are made with a Credit Card (linked to your Paypal account).  Do not use Paypal or your bank account.  neither will help you.  never make payments using paypal only.  they will F you!!!

lesson learned!!!!

Joe

[Hawaiiysr]

dang hope your not out a whole lot Joe. fukn loop hopes are shitty. shaddy sellers are even worse.

[supernutt]

Years ago I bought and paid for a $250 steering stem with PayPal.  Luckily I used my credit card.  Seller would not return emails. I filed a PayPal claim.  They pretty much rejected my claim even though I never received what I paid for.  So I called up my credit card company (Chase) and they were really nice about it and took the money back from PayPal and basically refunded it to me.  Then a week later I get an email from PayPal that basically asked me to use their dispute services for this stuff.  I emailed them back and told them that I did and there buyer protection was a joke.  Been with Chase and use my credit card every time now.