I see what you are saying Fred, but the side tanks are not meant for cooling, just a little extra capacity and to incorporate inlets and outlets. Think about it compared to anywhere you see shrouds used, especially on vehicles. The shroud butts right up to the fins and typically don't cover the tanks. That's why the tanks are usually plastic on vehicles. Because the cooling takes place in the tube and fins.
I agree with what tbone said 100%. I designed the cooling package on the last 2 bulldozer designs that I worked on including the shroud and seals,and I can tell you with certainty that the shroud can play a big role in the cooling performance. And gaps in the shroud package also makes noticeable changes in performance.
I don't know personally, but I think someone one paid close attention to how the shroud was designed in the Walsh radiators. You'll notice the air scoops were aimed directly at the air fins and the shrouds were pushed up against the radiator and foam seals used, thus making sure all the air goes through the fins.